Ulster Bank brings Apple Pay to business credit cards

  • Photo: Simon Seaton, director of business banking at Ulster Bank

    Ulster Bank has integrated Apple Pay across a range of Mastercard credit and charge cards for its Business and Commercial Banking customer base.

    Its other brands including NatWest and Royal Bank of Scotland have also adopted Apple Pay, which is considered a safer, more secure way to pay that helps customers avoid handing their payment card to someone else, touching physical buttons or exchanging cash.

    Customers hold their iPhone or Apple Watch near a payment terminal to make a contactless payment. Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code.

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    Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information. 

    When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.

    To set up Apple Pay on one’s iPhone, open the Wallet app, tap +, and follow the steps to add eligible Ulster Bank credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away. The payment method is accepted in the majority of modern shops and businesses.

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    Simon Seaton, director of business banking at Ulster Bank said: “After providing the service to our business debit cards last year we are delighted to extend Apple Pay to our credit and charge cards for our Ulster Bank business and Commercial customers.

    “Apple Pay allows customers to make safe, fast payments with minimal effort. This innovation supports our broader efforts to assist customers during this time with flexible, safe and easy options, and ultimately helps them to continue running their business.”

    For more information on Apple Pay, visit: https://www.apple.com/uk/apple-pay/

    About the author

    Niamh is a Sync NI writer with a previous background of working in FinTech and financial crime. She has a special interest in sports and emerging technologies. To connect with Niamh, feel free to send her an email or connect on Twitter.

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